We are a new generation of Employees and Entrepreneurs called Black Income Shifters.  The overarching goal of Black Income Shifters is to spread economic empowerment through Income Shifting, Cashflowing, and other proven financial strategies. We have learned, implemented and capitalized on these strategies, and are now educating our family, friends and community.  Join the Movement!


Rick Hopkins

Rick and Odessa Hopkins are expert Cashflow Strategists. They specialize in helping W2 employees get more money in their paycheck by Income Shifting. They then show them how to minimize taxes, eliminate debt and build investment income by Cashflowing those additional funds. Co-founder Odessa Hopkins is the face of the company, with over 20 years assisting small, woman and minority business owners.  She serves as President and CEO. Co-founder Rick Hopkins, a 30-year senior executive with the largest non-profit organization in the country, fills the dual roles of CFO and COO.


Odessa Hopkins

The Hopkins are #1 Amazon Best Selling Authors of Black Income Shifters. In addition, Rick Hopkins has written four books on the subject of cashflow management, including a #1 Amazon Best Seller.  The Hopkins learned and applied Income Shifting and Cashflow strategies to become debt free, max out their retirement account and create investment accounts. They created Black Income Shifters, and the Income Shifting Academy, to help other everyday, hard-working Americans create better lives for themselves, their families and their communities, regardless of their income levels, education or financial challenges.